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Compound interest refers to the end amount of money of a deposit with interest at the end of a certain time period. This calculator uses the formula $A = P\left( 1 + \frac{r}{n}\right)^{nt}$ where $P$ is the principal (initial) amount of money, $r$ is the annual interest rate, $t$ is the number of years interest is compounded, $n$ is the number of times interest is compounded per year, and $A$ is the final amount with interest.
$\displaystyle A = P\left( 1 + \frac{r}{n}\right)^{nt}$